Diary of a Lonesome Insurance Salesman - Insurance Sales Success

When you open your appointment book does it look like your bank account? Empty! Can you sit in your office for hours on end with no interruptions in the form of phone calls from potential prospects and suspects dropping in? Feeling as lonely as the Maytag repairman?

Well, at least you know what the problem is. You don't have enough prospects or you aren't able to secure an appointment with the prospects you do have. Either way there's one simple reason this is true. You don't know how to market yourself.

Yeah, I know you've cold called until your ear feels hot and you have a crook in your neck. You've mailed countless letters to more people who also don't want to talk to you. You've tried inviting people to seminars, and no one showed up, or they only showed up to get a free meal at your expense. Looks pretty hopeless, huh, Eeyore?....


Stop the pity party and start filling both your appointment calendar and your bank account. You just need to switch chairs for a while. The attempts you've made at marketing to produce sales leads have been slightly out of focus. Hello, Mr. Prospect doesn't care about you, your products, or your business.

Start singing a song written just for the prospect, and they'll chime right in to join the chorus. If you were sitting in their chair what would you be thinking? What would you be looking for? How could you turn things around and produce an entirely different result than the one they expect? The secret to your success, the secret to ending your loneliness lies in changing your focus from what you want to what the prospect wants, and then playing that song on their radio station.

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Author: Enjoy the time and financial freedom you deserve: "7 Secrets Top Producers Know that You Can Put to Use in the Next 9 Days". Get a daily boost to increase your sales: the blog for Top Producers and Future Top Producers

What Your Flood Insurance Covers

If you are planning to get a flood insurance cover but do not have the time to go to the providers in your area, you have one option and that is to apply online. The internet can help you choose an insurance policy provider who will fit your needs and you can fill in necessary forms online. This method however, may confuse you if you do not look at the fine prints for particular policies very closely. Here are a few tips when you apply for a flood insurance cover online.

Most of the insurance companies provide contents insurance policies against both man-made and natural calamities like theft and vandalism, fire, explosions, slippage, burst pipes, earthquakes, water or oil leakage, severe weather like storms, lightening, floods, and others. In all these emergencies, you need protection for your property or a replacement when damage or loss could not be avoided.

In the UK, flooding insurance is available for you as a customer but you have to visit the insurance providers or browse through the internet to find one which is not only inexpensive but also meet your needs.



Two of the most commonly offered flood insurance policies in the UK are the buildings cover and home contents cover. The home contents insurance cover in the UK is designed to cover your personal belongings and almost everything you own. Home contents cover could include household goods and items, computer equipments, furniture and furnishings, kitchen equipment, video, audio equipments, and other personal belongings. These contents could be replaced or covered by your insurance policy when these are lost or damaged beyond repair due to floods.

Buildings insurance cover on the other hand protects the basic building or structure of your house or property. This means your insurance policy will cover the windows, floors, walls, outbuildings like garage and shed or permanent fixtures like kitchens, toilets and baths, interior decorations and even bedroom cupboards.

When you only get contents cover, only your personal belongings and valuables that you can take away from your house will be under the flooding insurance policy. Buildings cover includes those fixtures that you can not remove from your house even when you move to a new location.

A buildings insurance will cover the loss or damage of the actual structure and fittings of your home in case of flood. It is therefore important that the buildings cover you get should be enough or more than enough to cover the rebuilding cost of your house. Your insurance policy provider usually estimates the rebuilding costs of your house and structures so you will know what level of insurance cover you need.

Your house and house contents face risks of damage from many calamities, flood included so you must realize by now how important a flood insurance policy is. Do not wait to be a victim of calamities like floods without a proper cover. Spending a few hundred pounds for insurance could spell the difference in your life.

Author: If you are looking for information or advice on flood insurance or flood plain insurance or what your flood insurance covers, visit us now. FloodInsuranceAdvice.com is a goldmine for information on all aspects of flood insurance.